Built for Malaysia · 31 free tools

Numbers, but
actually visual.

Drag a slider. Watch it update. No more typing into tiny boxes and squinting at a number — see the answer.

BMI Check
Net Salary
Car Loan
Discount
Try it — tap or use your keyboard
 
0
Health
7 tools

Track your
body's numbers.

BMI, calories, macros — visualized.

Finance
9 tools

Master your
money flow.

Salary, loans, taxes — clear and visual.

Fortune
9 tools

Stars,
numerology
& fortune.

Daily
6 tools

Everyday
essentials,
simplified.

Most popular this week

Find out your real
take-home pay.

Drag the slider, watch every deduction update live. EPF, SOCSO, EIS, PCB — all visualized.

RM 3,200 RM 20,000 RM 12,840 YOUR NET

Top picks ·this week

View all →

BMI Calculator

⚡ Most used

Salary Calculator

🇲🇾 MY-specific

Car Loan

Flat rate, MY

Discount

Quick & easy

Income Tax

2024 brackets

EPF

Retirement

Numerology

Find your number

Petrol Cost

RON95 + RON97
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Health ·

Body mass, calories, macros, exertion. 7 visual tools.

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Finance ·

Loans, salary, tax, EPF. 9 calculators built for Malaysia.

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Fortune ·

Stars, numerology, fortune sticks. 9 ways to peek at fate.

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Daily ·

Petrol, discounts, sleep, electricity. 6 everyday helpers.

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Health · BMI

What's your BMI?

Drag the sliders. Your number, classification, and healthy weight range update live.

Drag to adjust
Weight 70kg
Height 170cm
Gender
Male Female
Your BMI
24.2kg/m²
Healthy range ✓

You're sitting comfortably in the WHO healthy range (18.5 – 24.9). Keep doing what you're doing.

15 18.5 25 30 40+
Healthy weight
53–72 kg
From midpoint
+5 kg
Category
Healthy
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Finance · Net Salary

How much do you actually take home?

Watch your gross salary flow through every Malaysian deduction — and what lands in your account.

Drag to adjust
Monthly Gross Salary RM 5,000
Age
Under 60 60+
Tax residence
Resident Non-resident
Net take-home
RM 4,235
~84.7% of your gross reaches your account.

Statutory deductions are calculated using current Malaysian rates (EPF, SOCSO, EIS) and the 2024 PCB schedule.

Take-home RM 4,235
EPF (11%) RM 550
SOCSO + EIS RM 35
Income tax (PCB) RM 180
Annual gross
RM 60,000
Annual net
RM 50,820
Total deductions
RM 9,180
← Back to Finance
Finance · Car Loan

What's the real cost of your car?

Slide the principal, the rate, the tenure — see your monthly instalment and total interest update in real time.

Drag to adjust
Loan amount RM 80,000
Interest rate (flat) 3.5%
Tenure 7yrs
Monthly Instalment
RM 1,186
Across 84 months

Flat-rate convention: interest applied to the full principal, divided evenly. Effective rate is roughly double the flat rate.

Principal · RM 80,000
Interest · RM 19,600
Total interest
RM 19,600
Total payable
RM 99,600
Cost ratio
24.5%
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Daily · Discount

How much will you actually pay?

Slide the price, slide the percentage. See exactly what you save and what's left.

Drag to adjust
Original price RM 200
Discount 25% off
You'll pay
RM 150
You save RM 50

A 25% discount means you keep 75% of your original budget for the next thing on your list.

RM 200
RM 150
Original
RM 200
Savings
RM 50
% off
25%
← Back to Health
Health · Daily Calories

How many calories do you need?

Based on your body, your activity, and your goal — using the Mifflin-St Jeor formula.

Drag to adjust
Age30yrs
Weight70kg
Height170cm
Gender
Male Female
Activity
Sedentary Light Moderate Active
Goal
Lose Maintain Gain
Daily Calorie Target
2,100kcal
To maintain your current weight.

Your BMR is what you'd burn lying in bed all day. Activity adds the rest.

Suggested meal split
Breakfast525
Lunch735
Dinner630
Snacks210
BMR
1,650
TDEE
2,100
Goal adj.
0
← Back to Health
Health · TDEE

What you burn in a day, total.

Your Total Daily Energy Expenditure — BMR + everything else you do.

Drag to adjust
Age30yrs
Weight70kg
Height170cm
Gender
Male Female
Activity
Sedentary Light Moderate Active Very active
Total Daily Burn
2,100kcal
Burned per 24 hours

BMR is what your body needs just to exist. The rest is what you actually do.

Where it goes
BMR (resting)1,650
Activity450
BMR
1,650 kcal
Activity ×
1.2
Per week
14,700
← Back to Health
Health · Calorie Deficit

How much to cut daily?

Set your target weight and timeline — we'll work out the daily deficit. (1 kg fat ≈ 7,700 kcal.)

Drag to adjust
Current weight80kg
Target weight70kg
Timeline12weeks
Daily Deficit Needed
917kcal
Cut this much daily.

A 500–750 kcal deficit is the safe sustainable zone. Beyond that, your body fights back.

Weekly progress
To lose
10 kg
Per week
0.83 kg
Target date
+12 wks
← Back to Health
Health · Macronutrients

Protein, carbs, fat — in grams.

Split your daily calories into the three macros. Each goal has a different ratio.

Drag to adjust
Daily calories2,000kcal
Goal
Cut Maintain Bulk Keto
Your Macros
200g protein
Macro split
Protein (4 kcal/g)200 g
Carbs (4 kcal/g)150 g
Fat (9 kcal/g)67 g
Protein %
40%
Carbs %
30%
Fat %
30%
← Back to Health
Health · Local Foods

Calories in your favourites.

Tap a Malaysian classic. See what's in it.

Pick a food
Nasi Lemak
500kcal
Per typical serving

Coconut rice, sambal, anchovies, peanuts, egg, cucumber — the national breakfast.

Macros
Protein12 g
Carbs65 g
Fat22 g
% of daily 2000
25%
Walk to burn
95 min
Serving
1 plate
← Back to Health
Health · Calories Burned

How much you burn doing things.

Pick the activity, set the time, see what it costs your body — in calories.

Drag to adjust
Your weight70kg
Duration30min
Activity
Calories Burned
184kcal
For 30 minutes of walking.

That's roughly one teh tarik's worth of energy — burned off.

In food terms
≈ Teh Tarik
0.9×
≈ Nasi Lemak
0.4×
≈ Roti Canai
0.6×
MET
3.5
Per hour
368 kcal
Weekly (5×)
920 kcal
← Back to Finance
Finance · Personal Loan

Reducing balance, monthly truth.

Unlike car loans, personal loans usually compound on a reducing balance — and that changes everything.

Drag to adjust
Loan amountRM 20,000
Interest rate (p.a.)8.5%
Tenure5yrs
Monthly Payment
RM 410
Across 60 months

Reducing balance: interest is recalculated on the remaining principal each month. You pay more interest at the start, more principal at the end.

Principal · RM 20,000
Interest · RM 4,600
Total interest
RM 4,600
Total payable
RM 24,600
Effective
8.5%
← Back to Finance
Finance · Housing Loan

Your mortgage, one slider away.

Property price, down payment, rate, tenure — see your monthly instalment and total interest over 30 years.

Drag to adjust
Property priceRM 500,000
Down payment10%
Interest rate (p.a.)4.2%
Tenure30yrs
Monthly Instalment
RM 2,201
Across 360 months

Calculated on reducing balance, the standard Malaysian mortgage convention.

Principal · RM 450,000
Interest · RM 342,360
Down payment
RM 50,000
Loan amount
RM 450,000
Stamp duty (est.)
RM 9,000
← Back to Finance
Finance · EPF

Your retirement, projected.

Where your EPF will land at retirement, growing at the historical ~5.5% dividend.

Drag to adjust
Current age30yrs
Monthly salaryRM 5,000
Current EPF balanceRM 20,000
Dividend (p.a.)5.5%
At Age 60
RM 1.2M
Compound interest does the heavy lifting.

Employee 11% + employer 13% = 24% of your salary every month, compounded by EPF's annual dividend.

Growth over years
Years to retire
30
You'll contribute
RM 432K
Dividends earn
RM 750K
← Back to Finance
Finance · Income Tax

How much LHDN wants.

Annual liability under the 2024 bracketed schedule — with reliefs applied.

Drag to adjust
Annual incomeRM 60,000
Total reliefsRM 9,000
EPF contributionRM 6,600
Annual Tax Payable
RM 1,800
Effective rate: 3.0%

Only the income above each bracket threshold is taxed at that bracket's rate. Your marginal rate is what you'd pay on your next ringgit.

Tax brackets
Chargeable
RM 50,400
Marginal rate
11%
Monthly PCB
RM 150
← Back to Finance
Finance · Road Tax

JPJ wants this much, yearly.

Annual road tax depends on your engine displacement and where you drive — Peninsular or East Malaysia.

Drag to adjust
Engine size1,500cc
Region
Peninsular Sabah / Sarawak
Vehicle type
Private (saloon) Company
Annual Road Tax
RM 90
For a 1,500cc private saloon.

Peninsular Malaysia uses progressive bands. Sabah and Sarawak have lower, simpler rates.

Cost over years
10 years · RM 900
Monthly · RM 7.50
Base
RM 20
Progressive
RM 70
Region
Peninsular
← Back to Finance
Finance · SST

Sales & Service Tax, sorted.

Add SST to a price or extract it from a tax-inclusive amount.

Drag to adjust
AmountRM 100
SST rate8%
Mode
Add SST to Extract SST from
Total (with 8% SST)
RM 108.00
SST is RM 8.00 of that.

SST in Malaysia is generally 6% (services) or 8–10% (some services since March 2024). Sales tax is typically 5–10% (goods).

Breakdown
Net amountRM 100.00
SSTRM 8.00
← Back to Finance
Finance · PTPTN

Your student loan, monthly.

1% ujrah (admin fee) per year on reducing balance — the gentlest loan you'll likely ever take.

Drag to adjust
Outstanding balanceRM 30,000
Repayment tenure10yrs
Monthly Repayment
RM 263
Across 120 months

PTPTN charges a 1% annual admin fee on the reducing balance — much gentler than commercial loans. Pay early, pay less.

Principal · RM 30,000
Ujrah · RM 1,575
Total ujrah
RM 1,575
Total payable
RM 31,575
Cost ratio
5.3%
← Back to Lifestyle
Lifestyle · Numerology

Your name, in one number.

Pythagorean numerology: each letter becomes a digit, summed and reduced until you reach your life path number.

Type your name

Use your full birth name for the most traditional reading. Only letters count — spaces and punctuation are ignored.

Your Life Path Number
7
The Seeker

Introspective, analytical, and drawn to depth. You'd rather understand than be seen.

Raw sum
25
Letters
8
Steps
25 → 7
← Back to Lifestyle
Lifestyle · Zodiac

Your sun sign, instantly.

Western astrology — your sign and its element, by the date you were born.

Your birthday

Only the month and day matter for the sun sign — the year is just for our records.

Air sign
Gemini
May 21 – Jun 20

Curious, witty, and quick. You're rarely bored — and rarely the boring one.

Element
Air
Ruling
Mercury
Modality
Mutable
← Back to Lifestyle
Lifestyle · Love

Two names. One percentage.

The classic playground love test — two names, the letters of LOVES counted and reduced. Not science. Definitely fun.

Two names
First name
Second name
Compatibility
82%
Stars are aligned ✨

When the universe approves, it doesn't whisper — it shouts.

Love meter
0%50%100%
Verdict
Strong
Match score
82
Algorithm
LOVES
← Back to Lifestyle
Lifestyle · Age

How long have you been here?

Years, months, days, hours — and the exact second tick.

Your birthday

Time, as the philosophers tell us, is mostly an illusion. The numbers still count, though.

Your Exact Age
30years old
+ 5 months, 12 days

Your next birthday is in 234 days.

Total days
11,123
Total hours
266,952
Total minutes
16,017,120
Heartbeats (est.)
1.2B
← Back to Lifestyle
Lifestyle · FLAMES

Friends, Lovers, or Enemies?

The playground oracle, formalised. Cross out common letters, count what's left, eliminate F.L.A.M.E.S. one by one until one remains.

Two names
FLAMES says
L
Lovers

A romantic match — written in the playground.

Letter elimination
← Back to Lifestyle
Lifestyle · Anniversary

Counting the days together.

Pick the date you became "us". We'll count every day, week, month — and the next milestone.

The day it began
Days together
2,212
That's 6 years, 0 months, 11 days.

Your next anniversary is in 365 days.

Milestones
Weeks
316
Months
72
Hours
53,088
Minutes
3.2M
← Back to Lifestyle
Lifestyle · Spirit Animal

Your animal guide.

Native American tradition assigns a spirit animal to each birth month — your guide, your mirror, your power.

Your birth month
If you were born in June
Deer
Gentle, sensitive, intuitive.

You move through the world with grace — and notice things others miss. People feel safe around you.

Element
Earth
Direction
South
Season
Summer
← Back to Lifestyle
Lifestyle · Bazi 四柱命理

Your Day Master.

The Heavenly Stem of the day you were born — the cornerstone of your Bazi chart. Ten stems, five elements, two polarities.

Your birthday

Bazi uses the solar calendar. The Day Master alone won't predict your future — but it's a useful first sketch of your nature.

Day Master
乙
Yi Wood (乙木)

Soft, adaptable, persistent — like ivy that finds its way around every obstacle.

Element
Wood
Polarity
Yin
Stem index
1 of 10
← Back to Lifestyle
Lifestyle · Fortune Sticks 签诗

Draw a stick. Read the omen.

Twelve poetic fortunes, drawn at random. Take what resonates; leave what doesn't.

Ready when you are

Hold a question in mind, then tap. The fortune you draw is the one that wanted to be drawn.

Stick № 7 · Upper
A Door Half Open
The wind brings news from afar.
Wait three days — then walk through.

Patience now bears fruit later. Something good is approaching; don't rush it.

Career
Wait
Love
Gentle
Wealth
Stable
← Back to Daily
Daily · Petrol

How much will the drive cost?

Distance × consumption × fuel price. The arithmetic of any KL-to-Penang weekend.

Drag to adjust
Distance100km
Fuel consumption8.0L/100km
Fuel type
RON95 RON97 Diesel
Trip Cost
RM 16.40
For a 100 km drive at RON95.

RON95 is government-subsidised at RM 2.05/L. RON97 floats with market prices, currently ~RM 3.47/L.

Litres used
8.0 L
Cost per km
16.4 sen
Return trip
RM 32.80
Common routes
← Back to Daily
Daily · Instalment

Split it across months.

For 0% instalment plans — divide the total evenly across your tenure. Or add a fee to see the real cost.

Drag to adjust
Purchase amountRM 3,000
Months12months
Service fee0%
Monthly Payment
RM 250
For 12 months at 0% fee.

Many cards offer 0% instalment for select merchants. Watch for the "processing fee" — that's where the cost hides.

Purchase · RM 3,000
Fee · RM 0
Total to pay
RM 3,000
Fee cost
RM 0
Effective
0%
← Back to Daily
Daily · Sleep Cycle

When to fall asleep.

Sleep happens in 90-minute cycles. Wake at the end of a cycle and you'll feel rested — even if you slept less.

When do you want to wake?

It takes the average person ~14 minutes to fall asleep — we factor that in.

Mode
When to sleep When to wake
Sleep at one of these times
10:46 PM
Best option · 5 full cycles · 7.5 hrs

All times allow ~14 minutes to fall asleep. Pick the latest you can still feel rested with.

All options
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Daily · Electric Bill

What's it costing you to run?

Pick an appliance, set the hours. Computed using TNB's residential tariff bands.

Pick appliance
Wattage1,500W
Hours per day6hrs
Other home usage200kWh
Monthly Cost · This appliance
RM 124
Uses ~270 kWh/month

TNB residential tariff is tiered: cheap for low users, expensive once you cross 600 kWh.

Tariff bands hit
Daily
RM 4.13
Yearly
RM 1,488
Total bill
RM 198
← Back to Daily
Daily · Bill Splitter

Split the bill, fairly.

Add service charge, add SST, divide among friends. The end of awkward maths at the table.

Drag to adjust
Bill amount (subtotal)RM 120
Service charge10%
SST6%
Number of people4
Each Person Pays
RM 35.04
Total bill: RM 140.16 ÷ 4 people

Service charge is calculated first, then SST on (subtotal + service). Standard MY F&B practice.

Bill breakdown
SubtotalRM 120.00
Service (10%)RM 12.00
SST (6%)RM 7.92
Per personRM 35.04
Total bill
RM 140.16
Taxes
RM 19.92
Per person
RM 35.04
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Coming soon

Coming up

This calculator exists in the original site — it'll be re-built in this interactive style next.

In the workshop

Four calculators are fully live in this new design — BMI, Salary, Car Loan, and Discount. The other 27 are being rebuilt next.